A Drug-Free Workplace Can Lower Your Workers Compensation Premiums

The Bureau of Workers' Compensation in Ohiothe time learning the rules and finding the right
(BWC) offers discounts on premiums, if apeople that are required for each aspect of the
qualifying company establishes a Drug-Freepolicy. However, hiring an experienced,
Workplace. The BWC determines if a company istrustworthy company is the best and easiest
qualified to receive the discounts. The rulesway to go about it. You'll be surprised at how little
changed in 2009 with much tighter restrictions onit can cost, depending on whom you hire.
who can receive them, but discounts (as well asTypically, large companies charge larger fees;
grants) are available to pay for drug awarenesssmall companies charge smaller fees. Companies
training for employees and supervisors. In 2010listed as Providers on the "ohio.bwc" website can
there will be more changes with looser restrictionshelp a company with all of the requirements.
but lower discount percentages. A good companyThe Workers' Compensation discount isn't the
that is listed as a provider in the DFSP Vendoronly reason to make your workplace drug free.
Directory on the "ohio.bwc" website can help aThere are many other reasons, including payroll
business apply for grants and discounts. Acost savings. According to the Department of
company can apply on their own on the websiteLabor, if you have a substance abuser on your
also.payroll, you could be losing thousands of dollars
But there's more to it than just displaying a "Thiseach year off the bottom line. In fact, the loss
is a Drug-Free Workplace" sign in your office. Aestimate is $7,000 to $15,000 per year! How can
true Drug-Free workplace includes a properlythat number be so high? Substance abusers are
written policy which includes guidelines created bysaid to have lower productivity, take more sick
the BWC. It also would have agreements signeddays, report more health insurance claims and
by your employees, acknowledging thesehave more accidents. In fact, 47% of serious
guidelines and the ramifications of a positive test.workplace accidents and 40% of fatal workplace
Drug awareness training, another requirement,accidents have drug and/or alcohol involvement
teaches the employees and supervisors about the(Occupational Medicine).
dangers of substance abuse and must beSo whether you're looking to lower your Workers
performed by a qualified individual. And then ofCompensation premiums or you just want to
course, employees must be tested for drugsimprove your workplace, a Drug-Free Policy is a
before being hired and are subject to randomgood idea. When a workplace is drug free, there
drug testing.is higher productivity and fewer accidents, which
There are two different levels of discounts. Theleads to a better bottom line. You'll be surprised at
higher discount requires more involvement. Youhow little it can cost and how much you can
can do much of it yourself, if you want to spendpotentially save!